It is easy to assume there is one Dubai visa and that an agent handles it. There are several residence routes, each with its own conditions, and picking the wrong one can cost you time. Here is how they differ.
The short answer
If an employer hires you, they sponsor your work permit and residence visa. They must also pay for your health insurance, and a policy has to be produced when the visa is issued. Your part is mostly the medical test and biometrics.
If you want to sponsor yourself, the Green Visa lasts five years. For employees it needs a salary of at least AED 15,000 a month, a bachelor’s degree and a skilled (level 1 to 3) UAE job. The Golden Visa lasts ten years. Its main routes need AED 2 million in property, a bank deposit or investment fund of the same amount, or a salary of at least AED 30,000 a month with a degree and a senior (level 1 or 2) job.
The AED 2 million is capital you keep owning. It is not a fee, but it stays locked while you hold the visa.
The routes, side by side
| Route | Length | Threshold | Who sponsors you |
|---|---|---|---|
| Employment | 2 years, renewable | A job offer | Your employer |
| Green Visa | 5 years, renewable | Salary of at least AED 15,000/month, with a bachelor’s degree and a UAE job at MoHRE skill level 1 to 3; or freelance income of at least AED 360,000 a year over the previous two years, with a MoHRE freelance permit and a degree or specialised diploma; or a licensed investment or business partnership in the UAE | Yourself |
| Golden Visa, property | 10 years, renewable | Property worth at least AED 2,000,000 (mortgaged or off-plan can count) | Yourself |
| Golden Visa, deposit | 10 years, renewable | AED 2,000,000 bank deposit or investment fund | Yourself |
| Golden Visa, salary | 10 years, renewable | Salary of at least AED 30,000/month, with a degree and a level 1 or 2 job | Yourself |
| Golden Visa, talent | 10 years, renewable | Recognition as an exceptional talent | Yourself |
| Golden Visa, other categories | 10 years, renewable | ICP criteria for company investors and large taxpayers, entrepreneurs, scientists and specialists, outstanding students and graduates, humanitarian pioneers and frontline workers | Yourself |

Employer-sponsored: the normal path
If you are moving for a job, this is your route. The company applies for your work permit, you enter on an entry permit, and the residence visa is issued once you are in the country. Your part is a medical fitness test, Emirates ID biometrics, and signing what you are given.
Two things are worth knowing. First, the visa is tied to that employer. Once it is cancelled or expires, GDRFA gives you a grace period to stay in the country: 60 days for a standard private-sector residence permit, although ICP gives skilled workers at levels 1 to 3 90 days, so confirm yours when the permit is cancelled. Second, the company must pay for your health insurance and cannot deduct the cost from your salary. Our insurance guide covers the details.
The Green Visa
The Green Visa arrived with the visa rules that took effect on 3 October 2022. It lasts five years, can be renewed, and is self-sponsored: your employer is not your visa sponsor. ICP lists three groups who can apply: skilled employees, freelancers and self-employed people, and investors or business partners. The skilled-worker version still needs a work permit under a valid UAE employment contract, so your job still matters. If the visa is cancelled or expires, GDRFA gives you 180 days to stay. For an employer-sponsored permit, GDRFA Dubai lists 60 days, but ICP’s cancellation page gives skilled workers at levels 1 to 3 90 days, so check which applies to you.
For employees, ICP sets a minimum salary of AED 15,000 a month, not a maximum, along with a bachelor’s degree and a job at MoHRE skill level 1 to 3. Freelancers need a MoHRE freelance permit, a degree or specialised diploma, and at least AED 360,000 a year of freelance income over the previous two years. If you earn AED 30,000 or more and work at a senior (level 1 or 2) grade, look at the Golden Visa salary route instead. It lasts ten years rather than five, but it asks for six months of salary bank statements and is cancelled if your salary falls below AED 30,000 or your contract is cancelled.
The Golden Visa, and the number people misread
Ten years, renewable, self-sponsored. The main routes are property, a bank deposit or investment fund, a salary of at least AED 30,000 a month, or recognition as an exceptional talent. ICP also lists company investors and large taxpayers, entrepreneurs, scientists and specialists, outstanding students and graduates, humanitarian pioneers and frontline workers.
It is easy to read this figure as a price. The AED 2 million threshold is capital you keep: a property you own, or a deposit with a UAE bank. You are not paying it to anyone, but it is tied up. A lien is placed on the property, and GDRFA says you cannot sell the property or get the deposit back during the 10-year residency. The actual government fees are far smaller. On the property route, Dubai Land Department lists a total of AED 9,884.75 for the main applicant.
That DLD total is made up of the medical test (AED 700), a 10-year Emirates ID (AED 1,153), the residence permit (AED 2,856.75), Dubai Land Department fees (AED 4,020) and administrative fees (AED 1,155). On the deposit and salary routes, GDRFA Dubai lists a residence permit fee of AED 1,100, rising by AED 100 for each year beyond two. Its list also has AED 10 each for the Knowledge and Innovation fees, AED 500 if you apply from inside the country and AED 20 for delivery. The Emirates ID and the medical test are not in that list.
Mortgaged property (financed through an approved local bank) and off-plan units (bought from an approved developer) can also qualify when their total value reaches AED 2 million. For a mortgaged property, Dubai Land Department asks for a bank letter showing the amount paid, and its service page says that amount must reach AED 2 million.
Sponsoring your family
Once you hold residency, you can sponsor dependants. Unless you hold a Golden Visa, you need a minimum income, and it is the same whether the sponsor is a man or a woman.
| You are sponsoring | Minimum monthly income | Alternative |
|---|---|---|
| Spouse and children (any sponsor, man or woman) | AED 4,000 | AED 3,000 plus accommodation |
| Parents | AED 20,000 | AED 10,000 via the GDRFA humanitarian route at an Amer centre |
| Any, Golden Visa holder | No minimum salary | Dependants get the same long-term residency as you |
If the wife is the sponsor, GDRFA also asks for the father’s no-objection. The parent figures and the Golden Visa exemption come from the April 2026 family visa guide by Emirates 24|7, not from an official page, so confirm them with GDRFA before you rely on them.
The lower AED 3,000 figure applies when accommodation comes on top of your salary. The official pages we checked do not say how a cash housing allowance is treated, so check your salary certificate with GDRFA or an Amer centre before you apply.
What actually happens, in order
- Step 1Entry permitIssued before you travel, or converted from a visit visa if you are already here. Valid for a fixed window in which you must complete the rest.
- Step 2Medical fitness testBlood test and chest X-ray at an approved medical fitness centre. The result is sent to you by SMS and email.
- Step 3Emirates ID biometricsFingerprints and photograph. The card is the document you will actually use every day, more than the passport.
- Step 4Health insuranceCompulsory in Dubai: a policy must be produced when your residence visa is issued and again at every renewal. If you are employed, your employer must arrange it and pay for it.
- Step 5Residence visa issuedFrom this point you can open a bank account and sign a tenancy.
The sequence matters more than the speed. Get your residence visa and Emirates ID first: Dubai Land Department asks for the applicant’s Emirates ID to register a tenancy contract (Ejari) at a trustee centre. Our banking guide picks up where this one ends.
Questions we get asked
- Can I convert a tourist visa into a residence visa without leaving?
- In many cases, yes. GDRFA handles residence applications for people who are already in the country, and its fee lists add AED 500 in that case. It is not automatic, so confirm it with whoever is processing your application before you count on it.
- Does the AED 2 million property have to be paid in full?
- Not necessarily, but the loan matters. Mortgaged property can qualify if the loan comes from an approved local bank, and off-plan units can qualify if bought from an approved developer. For a mortgaged property, Dubai Land Department asks for a bank no-objection letter showing the amount paid and the balance, and its service page says that letter must show AED 2 million paid. A lien is placed on the property for the life of the visa. Check with DLD before counting on a heavily financed property.
- What happens to my visa if I lose my job?
- Your employer starts the cancellation of an employer-sponsored visa when the job ends, and you sign the application. Once the permit is cancelled or expires, GDRFA lets you stay in the country for a grace period, which is your time to find a new sponsor or leave: 60 days for a standard private-sector permit, although ICP gives skilled workers at levels 1 to 3 90 days, so confirm yours when the permit is cancelled. A Green Visa comes with 180 days. If you find a new job, you can change status without leaving the country, for a fee. Ask your employer for the cancellation date as soon as you know the job is ending, because the clock runs from there.
- Is the Green Visa better than an employment visa?
- It is more independent: you sponsor yourself, and if the visa is cancelled or expires you get a 180-day grace period. On an employer-sponsored permit, GDRFA Dubai lists 60 days, and ICP lists 90 days for skilled workers at levels 1 to 3. It also lasts five years rather than two. The skilled-worker version still requires a work permit under a valid UAE employment contract. If you are employed in Dubai, your employer must still pay for your health insurance. If you have no employer, you arrange and pay for your own.
- ICP, UAE Golden Residency guide for the Golden Visa categories, the ten-year renewable term, the AED 2 million property and deposit routes, the loan and off-plan conditions and the AED 30,000 salary route, last updated 10 September 2026
- ICP, Cancellation of residency permits for the 180, 90, 60 and 30-day grace periods by category, last updated 11 December 2024
- ICP, Green Residence Guide for the five-year renewable Green Visa, its three groups, the AED 15,000 salary minimum, and the freelance permit, degree or specialised diploma and AED 360,000 income test for freelancers, last updated 12 September 2026
- GDRFA Dubai, Issuing a green residence permit (High Skilled Worker) for the work permit, skill level, degree and AED 15,000 conditions and the 180-day grace period, read 16 September 2026
- GDRFA Dubai, Issuing a golden residence permit (investors) for the lien on the property, the frozen deposit, the ban on selling or withdrawing during the ten years and the deposit-route fees, read 16 September 2026
- GDRFA Dubai, Issuing Golden Residence Permit (Specialized Scientists) for the salary route (level 1 or 2, degree, six months of salary statements, cancellation below AED 30,000) and the AED 1,100 permit fee with its add-ons, read 16 September 2026
- Dubai Land Department, Golden Visa application – Investor for the AED 9,884.75 property-route total and its breakdown, the bank letter showing AED 2 million paid on a mortgaged property and the family members who can be sponsored, site updated 8 September 2026
- GDRFA Dubai, Issuing residence permits for the private sector for the two-year renewable work permit, the 60-day grace period and the AED 500 fee when you apply from inside the country, read 16 September 2026
- UAE Government portal (u.ae), Work visa for the employment visa valid for two years and renewable, updated 7 August 2026
- UAE Government portal (u.ae), Residence visa for families of employees for the AED 4,000 or AED 3,000 plus accommodation threshold, open to men and women alike, updated 7 August 2026
- GDRFA Dubai, Issuing an entry visa for residence without work (Family Sponsorship) for the AED 4,000 or AED 3,000 family threshold with housing, the no-objection from the father when the wife sponsors and the fixed stay after entry to complete residency, read 16 September 2026
- Emirates 24|7, UAE family visa guide 2026 for the AED 20,000 parent threshold, the AED 10,000 GDRFA humanitarian route through Amer centres and family sponsorship with no salary minimum for Golden Visa holders, 17 April 2026
- The National, UAE new visa rules 2022 for the Green Visa arriving with the visa rules in force from 3 October 2022, updated 4 October 2022
- Dubai Law No. 11 of 2013 (Health Insurance) for the duty of employers and sponsors to insure and pay, and to produce a policy when a residence permit is issued or renewed (Articles 9 to 11), in force, read 16 September 2026
- Dubai Health Authority, ISAHD frequently asked questions for employers bearing the full cost of health insurance, with nothing deducted from salaries, last modified 25 March 2026
- Dubai Health Authority, Standards for Medical Fitness Centers (ST-33) for the blood test and chest X-ray and the result sent by SMS and email, issue 1.1 of 25 December 2023
- Dubai Land Department, Register / Renew Tenancy Contract (Ejari) for the Emirates ID needed to register a tenancy contract at a trustee centre, site updated 8 September 2026
- Gulf News, UAE visa grace period for the employer starting the visa cancellation, the employee signing it and the change of status without leaving the country, 14 February 2025
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